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Course info
KEM / OF
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Course description
Department/Unit / Abbreviation
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KEM
/
OF
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Academic Year
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2023/2024
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Academic Year
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2023/2024
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Title
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Private Finance
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Form of course completion
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Exam
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Form of course completion
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Exam
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Accredited / Credits
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Yes,
4
Cred.
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Type of completion
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Oral
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Type of completion
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Oral
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Time requirements
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Lecture
2
[Hours/Week]
Tutorial
1
[Hours/Week]
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Course credit prior to examination
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Yes
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Course credit prior to examination
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Yes
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Automatic acceptance of credit before examination
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Yes in the case of a previous evaluation 4 nebo nic.
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Included in study average
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YES
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Language of instruction
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Czech
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Occ/max
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Automatic acceptance of credit before examination
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Yes in the case of a previous evaluation 4 nebo nic.
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Summer semester
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0 / -
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0 / -
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36 / -
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Included in study average
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YES
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Winter semester
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0 / -
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0 / -
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74 / -
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Repeated registration
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NO
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Repeated registration
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NO
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Timetable
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Yes
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Semester taught
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Winter + Summer
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Semester taught
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Winter + Summer
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Minimum (B + C) students
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15
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Optional course |
Yes
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Optional course
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Yes
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Language of instruction
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Czech
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Internship duration
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0
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No. of hours of on-premise lessons |
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Evaluation scale |
1|2|3|4 |
Periodicity |
každý rok
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Evaluation scale for credit before examination |
S|N |
Periodicita upřesnění |
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Fundamental theoretical course |
No
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Fundamental course |
No
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Fundamental theoretical course |
No
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Evaluation scale |
1|2|3|4 |
Evaluation scale for credit before examination |
S|N |
Substituted course
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None
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Preclusive courses
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KEM/RPFP
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Prerequisite courses
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N/A
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Informally recommended courses
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N/A
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Courses depending on this Course
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N/A
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Histogram of students' grades over the years:
Graphic PNG
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XLS
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Course objectives:
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The aim of this subject is transfer of knowledge relating to money and banking in the Czech Republic, explaining the structure of financial market and information about the basic functions of commercial entities and the Czech National Bank. Further: introduction to taxes connected with personal entity, analysis of the product range of financial institutions, with emphasis on practical applications in the personal finance, etc.
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Requirements on student
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Credit test - 70% satisfied.
Oral exam.
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Content
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Introduction to personal finance
Tax system in the Czech Republic and its impact on personal entities, social and health
insurance, calculation of net wage
The history of money, cash security features
The structure of financial market, commercial subjects on financial market, banks, building
societies, pension funds, insurance companies, investment companies
Czech National Bank and its basic functions
Cash and cashless payments, current account, savings account passbooks, time deposit,
checks, credit cards
Mortgage loans and other credit products, consumer loans, insurance products, life and non-life insurance
Introduction to the accumulation of money, an analysis of the state pension system, the magic triangle of financial balance in personal finance
Building savings, retirement income insurance, open-end mutual funds
Basic procedures for financial calculations, interest, amortization, annuity.
The rules for creation of a specific financial plan, the most common mistakes in personal finance
Reserve, guest lecture
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Activities
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Fields of study
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Guarantors and lecturers
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Literature
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-
Basic:
Dvořák, Petr. Bankovnictví pro bankéře a klienty. 3., přeprac. a rozš. vyd. Praha : Linde, 2005. ISBN 80-7201-515-X.
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Basic:
Ducháčková, Eva. Principy pojištění a pojišťovnictví. 2., aktual. vyd. Praha : Ekopress, 2005. ISBN 80-86119-92-0.
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Recommended:
Kiyosaki, Robert T.; Lechter, Sharon L. Bohatý táta, chudý táta. Praha : Pragma, 2001. ISBN 80-7205-822-3.
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On-line library catalogues
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Time requirements
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All forms of study
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Activities
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Time requirements for activity [h]
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Contact hours
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39
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Preparation for an examination (30-60)
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40
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Preparation for comprehensive test (10-40)
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25
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Total
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104
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Prerequisites
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Knowledge - students are expected to possess the following knowledge before the course commences to finish it successfully: |
N/A |
Skills - students are expected to possess the following skills before the course commences to finish it successfully: |
N/A |
Competences - students are expected to possess the following competences before the course commences to finish it successfully: |
N/A |
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Learning outcomes
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Knowledge - knowledge resulting from the course: |
understand the structure of financial market and the impact of the tax system on personal entity |
understand the questions of calculating net wage
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gain an overview about the possibilities of financing own housing as well as possibilities for effective exploitation of their own funds for short-and long-term time horizons
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Skills - skills resulting from the course: |
assess the range of financial products aimed at personal entities
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properly build their own financial plan |
Competences - competences resulting from the course: |
N/A |
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Assessment methods
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Knowledge - knowledge achieved by taking this course are verified by the following means: |
Oral exam |
Test |
Skills - skills achieved by taking this course are verified by the following means: |
Oral exam |
Test |
Competences - competence achieved by taking this course are verified by the following means: |
Oral exam |
Test |
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Teaching methods
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Knowledge - the following training methods are used to achieve the required knowledge: |
Lecture supplemented with a discussion |
Practicum |
Multimedia supported teaching |
Self-study of literature |
Lecture |
Skills - the following training methods are used to achieve the required skills: |
Lecture with visual aids |
Practicum |
Self-study of literature |
Competences - the following training methods are used to achieve the required competences: |
Interactive lecture |
Self-study of literature |
Textual studies |
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